Leasing & Finance

Having evaluated your new communications solution and applications and selected your preferred supplier the next stage in the buying cycle may well be funding the project. The financial services industry has always been imaginative and flexible and is evolving rapidly to meet current and new demands that will help SMEs (small & medium-sized enterprises) maintain a healthy cash flow whilst allowing them to continue investing in essential telecoms equipment.

The relentless pace of change within the communications and IT sector means that infrastructure rapidly depreciates and becomes obsolete and the arguments for ownership are minimal. After all, who wants to pay for

something that will be worthless in a few years time - you just want to be able to use it to fulfil a need. At the same time over the last ten years Communications/IT has become a business-critical issue, decreasing overheads, increasing efficiency and providing a competitive edge, in almost every industry sector. To ensure any business remains competitive, it is crucial to ensure that it continually reinvests in IT, to keep its systems robust, secure and up-to-date with functional improvements.

With good interest rates and flexible payment terms on offer why would anyone want to deplete vital cash reserves for a utility? Buying a phone-system outright is almost like paying for your electricity, water or heating five years in advance, you simply wouldn't do it. In most cases the arguments for and against a system lease will often favour a finance deal. It's an easy way to control your expenditure, it allows you to invest in a good solution without breaking the bank, and the tax advantages often counteract the interest payments so it really does make sense.

Ultimately there is very little benefit to owning new technology, the big benefits come from the use of the technology - and that's where finance comes in - all the efficiencies, none of the investment.

Affordability is the key and most telecoms dealers do offer a range of finance options, although we recommend that you shop around for a deal that's right for you.